Contracted producers get AgentTech Dialer, Solved Enroll, and exclusive leads included. See what is included

FMO contracting

Contract once. Sell with the stack.

Solved Solutions is the Medicare and final expense FMO for the Solved ecosystem. Get direct and top-level appointments, then sell with the dialer, the quoting platform, and exclusive leads included rather than resold.

Get contracted How contracting works

Contracting board

Example
Example carrierMedicare appointment
Can sell
Example carrierPacket signed
Signed
Example carrierE&O missing
Needs E&O
License Appointment Training E&O

Example layout. Not a real producer, carrier, or appointment.

Distribution should not be a rented afterthought, so we own the contracting layer.

Appointments, the stack, and someone who owns the file.

Direct and top-level appointments for Medicare and final expense, worked to completion instead of stalling in email.

Contracting board

Example
Example carrierMedicare appointment
Can sell
Example carrierPacket signed
Signed
Example carrierE&O missing
Needs E&O
License Appointment Training E&O

Example layout. Not a real producer, carrier, or appointment.

Contracting that finishes

Direct and top-level appointments for Medicare and final expense, worked to completion instead of stalling in email.

Direct and top-level
Appointment levels that reflect what you actually write, not whatever the last FMO put you at.
One packet, many carriers
Your producer profile is collected once and reused across every carrier submission.
Someone owns the file
A named contact chases the carrier when a submission sits, which is where most contracting dies.
Release handled properly
If you are coming from another FMO we will tell you honestly what release requires and how long it takes.
Get contracted Talk to us first

Contracting board

Example
Example carrierMedicare appointment
Can sell
Example carrierPacket signed
Signed
Example carrierE&O missing
Needs E&O
License Appointment Training E&O

Example layout. Not a real producer, carrier, or appointment.

Technology included

A contract here comes with the platforms the Solved group builds, not a portal login and a hope.

AgentTech Dialer
Inbound queues, outbound dialing, a built-in CRM, and AI compliance scoring on recorded calls.
Solved Enroll
Multi-product quoting and enrollment across Medicare, life, and ancillary from one client record. Currently in private beta.
Solved Marketing leads
Access to exclusive Medicare, life, and final expense leads, sold once and delivered into the dialer.
Why we can do this
Same parent company. We are not reselling someone else's software at a markup.
Get contracted Talk to us first

Contracting board

Example
Example carrierMedicare appointment
Can sell
Example carrierPacket signed
Signed
Example carrierE&O missing
Needs E&O
License Appointment Training E&O

Example layout. Not a real producer, carrier, or appointment.

Products we place

A focused senior market and life protection shelf, chosen so our field can actually place it.

Medicare
Advantage, Part D, and Medicare Supplement, with the ancillary lines that attach to them.
Final expense
Simplified issue whole life, the line this group knows best.
Ancillary
Dental, vision, hearing, hospital indemnity, accident, and critical illness as attach products.
Solved Insurance, when approved
Proprietary products are in development and pending state approval. Our field will place them first.
Get contracted Talk to us first

Contracting board

Example
Example carrierMedicare appointment
Can sell
Example carrierPacket signed
Signed
Example carrierE&O missing
Needs E&O
License Appointment Training E&O

Example layout. Not a real producer, carrier, or appointment.

Carrier partnerships

Carriers get appointed producers and a production environment, not a logo on a partner page.

An active agent network
Producers who are contracted, trained on the platform, and actually writing.
Owned demand upstream
Our field works exclusive leads generated by a sister company, which shows up in application quality.
Fewer dropped applications
Quoting and enrollment run on one platform, so incomplete submissions are caught before they reach you.
Comparative routing
A case that does not fit one carrier finds the one it does, instead of being lost.
Get contracted Talk to us first

Contracting board

Example
Example carrierMedicare appointment
Can sell
Example carrierPacket signed
Signed
Example carrierE&O missing
Needs E&O
License Appointment Training E&O

Example layout. Not a real producer, carrier, or appointment.

Commissions and hierarchies

How levels, advances, and statements work, explained before you sign rather than after.

Levels discussed directly
Your level depends on your production and your structure, so it is a conversation, not a published table.
Advance or as-earned
Both are available on the carriers that support them, and we will tell you which is better for your cash flow.
Hierarchy you can see
If you have a downline, the structure and the overrides are visible rather than implied.
Statement reconciliation
Carrier statements matched against what was written, so a missing commission gets found.
Get contracted Talk to us first

Contracting board

Example
Example carrierMedicare appointment
Can sell
Example carrierPacket signed
Signed
Example carrierE&O missing
Needs E&O
License Appointment Training E&O

Example layout. Not a real producer, carrier, or appointment.

For agencies and IMOs

If you run a desk or a downline, contracting should unlock production rather than create paperwork.

Downline contracting
Onboard your producers through one process instead of chasing each carrier separately.
Recruiting support
A technology package that makes your offer to a new producer materially better.
Hierarchy management
Levels, splits, and overrides maintained properly as your structure changes.
Agency-level reporting
Production by agent, carrier, product, and state, from the platform your agents already use.
Get contracted Talk to us first

Contracting board

Example
Example carrierMedicare appointment
Can sell
Example carrierPacket signed
Signed
Example carrierE&O missing
Needs E&O
License Appointment Training E&O

Example layout. Not a real producer, carrier, or appointment.

Licensing and appointments

The administrative work between a signed contract and a ready-to-sell producer.

Ready-to-sell tracking
Which carriers, which states, and what is still outstanding, visible rather than guessed at.
State licensing
Non-resident licenses and renewals tracked so an appointment does not lapse mid-season.
Certifications
AHIP and carrier product certifications tracked ahead of AEP rather than during it.
Background and E&O
Screening and errors and omissions requirements handled as part of onboarding.
Get contracted Talk to us first

Contracting board

Example
Example carrierMedicare appointment
Can sell
Example carrierPacket signed
Signed
Example carrierE&O missing
Needs E&O
License Appointment Training E&O

Example layout. Not a real producer, carrier, or appointment.

Support that has sold

Help from people who have written the products you are asking about.

Case-level help
Share a case and get an answer about that case rather than a link to a help article.
AEP coverage
Extended hours through the annual election period, when it actually matters.
Carrier escalation
We chase a stuck application so you can keep selling.
Platform onboarding
Someone sits with you on the dialer and the quoting tool rather than emailing a PDF.
Get contracted Talk to us first

An FMO is only worth joining if it changes what you can sell.

Most contracting offers you a carrier list and a portal login. This one comes with the dialer your agents work in, the platform that quotes and enrolls, and demand generated by a sister company.

See the technology package

Included with the contract

Example
AgentTech DialerQueues, CRM, recording, compliance scoring
Included
Solved EnrollQuoting and enrollment. Private beta.
Access
Solved MarketingExclusive leads, purchased separately
Optional

Lead programs are priced separately. You do not have to buy them to contract.

How commissions and hierarchies work

From first conversation to writing business.

A contracting path designed to finish, rather than stall somewhere in an email thread.

Tell us about your book

What you write, which states you are licensed in, whether you have a downline, and what you are stuck on today. This is where we tell you if we are not a fit.

Complete appointments

Your producer profile is collected once, we prepare and submit the carrier packets, and a named contact chases anything that sits.

Get set up on the stack

Dialer seats, quoting access, and lead delivery configured with someone sitting alongside you rather than emailing a PDF.

Produce

Write business with case-level support, carrier escalation when a submission sticks, and statements reconciled against what you actually wrote.

What onboarding actually looks like.

One producer profile, a focused carrier shelf, the technology package, demand you can work, training and certification, visible hierarchy, the product shelf, and support that answers in October.

Onboarding

One producer profile, reused across every carrier.

  • Collected once. Licenses, NPN, E&O, and history captured a single time.
  • Submitted for you. We prepare and submit the carrier packets rather than forwarding you links.
  • Status you can see. What is pending, what is approved, and what needs you.
  • A named contact. Not a shared inbox and a ticket number.

Carrier access

Medicare and final expense appointments at direct and top level.

  • Focused shelf. Depth on the carriers our field actually writes beats breadth nobody uses.
  • Direct where it matters. Direct appointments where the economics and the service justify them.
  • Added on demand. If you write a carrier we do not have, tell us and we will look at adding it.
  • Honest about gaps. We will say when we cannot get you a particular appointment.

The technology package

Dialer, CRM, quoting, enrollment, and leads.

  • AgentTech Dialer. Queues, outbound dialing, CRM, recording, and AI compliance scoring.
  • Solved Enroll. One client record across Medicare, life, and ancillary. In private beta.
  • Exclusive leads. Sold once, delivered straight into a dialer campaign.
  • No second subscription. Included with the contract rather than billed separately.

Demand you can work

Exclusive Medicare, life, and final expense leads.

  • Exclusive. One buyer per lead, generated in house by Solved Marketing and never resold.
  • Three verticals. Medicare, life, and final expense programs.
  • Native delivery. Posted into your AgentTech campaign in seconds, not batched overnight.
  • Priced per program. Lead costs are quoted separately from the contract.

Training and certification

AHIP, carrier products, and platform onboarding.

  • Certification tracking. AHIP and carrier product training tracked ahead of AEP.
  • Platform training. Live sessions on the dialer and the quoting tool, not a video library.
  • Product training. What each carrier actually underwrites and where cases get declined.
  • New producer path. A structured first 30 days for agents who are new to the senior market.

Hierarchy and overrides

Structure that is visible rather than implied.

  • Visible structure. Your hierarchy, your levels, and your overrides, documented.
  • Changes handled. Promotions and restructures applied properly rather than promised verbally.
  • Downline reporting. Production and persistency by agent across your structure.
  • Recruiting tools. A technology offer that makes recruiting easier.

Product shelf

Medicare, final expense, and the ancillary attach lines.

  • Medicare. Advantage, Part D, and Medicare Supplement.
  • Final expense. Simplified issue whole life.
  • Ancillary attach. Dental, vision, hearing, hospital indemnity, accident, and critical illness.
  • Proprietary, when approved. Solved Insurance products are in development pending state approval.

Ongoing support

Case help, carrier escalation, and AEP coverage.

  • Case-level answers. Specific help on a specific case.
  • Escalation. We chase the carrier rather than telling you to.
  • AEP hours. Extended coverage through the season.
  • Commission questions. Statement discrepancies investigated rather than deflected.

Commission levels depend on your production and your structure, so they are discussed directly rather than published. Lead programs are priced separately. How commissions work

How this differs from a typical contract

Get contracted
Capability Solved SolutionsFMO plus stacktechnology included Traditional FMOCarrier listappointments only Direct with carriersSelf-managedno intermediary
Direct and top-level carrier appointments
Dialer and CRM included with the contract
Quoting and enrollment platform included
Access to exclusive leads from a sister company
Contracting packets prepared and submitted for you
No upline taking an override on your production

Comparisons describe the common shape of each category rather than any one organization, and are based on publicly published materials. Going direct with carriers genuinely avoids an override; the trade is that all the administration, technology, and demand become yours to solve. See the detailed comparisons

One email a month on contracting, carriers, and what is selling.

FAQs

Still have questions?

What do I actually get by contracting here?

Direct and top-level carrier appointments for Medicare and final expense, plus the technology the Solved group builds: AgentTech Dialer with its built-in CRM and compliance scoring, access to Solved Enroll for quoting and enrollment, and access to exclusive leads from Solved Marketing. The technology is included with the contract rather than billed as a separate subscription, because those companies share our parent.

What are the commission levels?

Levels depend on what you write and how your structure is set up, so it is a direct conversation rather than a published table. What we will tell you before you sign is exactly how your level works, whether advance or as-earned is available on each carrier, how overrides work if you have a downline, and how statements are reconciled.

How long does contracting take?

The part we control is fast: your producer profile is collected once and we prepare and submit the carrier packets for you. The part we do not control is carrier processing, and if you need a release from a current FMO that adds time. We will tell you honestly what release requires up front rather than discovering it halfway through.

Which products do you place?

Medicare Advantage, Part D, and Medicare Supplement; final expense simplified issue whole life; and the ancillary lines that attach to a senior market sale, including dental, vision, hearing, hospital indemnity, accident, and critical illness. Solved Insurance proprietary products are in development and pending state approval; our contracted field will place them when they are available.

Do I have to buy leads from Solved Marketing?

No. Lead programs are priced and purchased separately from the contract, and plenty of producers contract here and work their own book or their own marketing. The leads are an option that happens to be unusually good, because they are generated in house, sold to one buyer, and delivered natively into the dialer.

How is Solved Solutions related to AgentTech and Solved Insurance?

Same parent company, Solved Ventures. Solved Solutions is the distribution layer: Solved Marketing generates the demand, AgentTech Dialer works it, Solved Enroll quotes and enrolls it, we contract the agents who sell it, and Solved Insurance is building the proprietary products our field will eventually place. Owning distribution is why the technology can be included instead of resold.

Something else? Contact us